Home Owners

Services for Home Owners

Homeowners are the foundation of strong neighborhoods. Owning a home is huge responsibility that will require your time, money and attention. Now that you own your home, we want to provide you with the information and resources to help you keep it and learn to increase the value of your investment.

Housing Counseling Fee Schedule


 

Tool Loan Program

If you are planning a do-it-yourself home improvement, repair or home maintenance project and need tools to get the job done, stop by the Tool Loan Center. The Tool Loan Program can lend you the tools you need to complete your project.

Our Tool Loan Center provides a low cost alternative for finding the tools you need. The Center stocks a wide variety of hand and power tools from screwdrivers, hammers and pipe wrenches to sanders, saws, ladders, wheel barrows and much more. We have the tools you need to get the job done!  View a complete list of tools

Nonprofit organizations that are working to improve local neighborhoods can borrow tools to complete community clean ups, beautification or maintenance projects. Why buy the tools you need? Contact the Tool Loan Center for details or to sign up.

Membership is easy, just stop by and sign up!  Download, complete and return the Membership Application today.

The annual fee membership fee is $25 or $20 for those 62 years and older.

If you would like to donate new or gently used tools, check out our TOOL LOAN WISH LIST.


 

Minor Home Repair

Maintaining your home is an important responsibility of being a homeowner.  This program is intended to provide home repair grants to assist low and moderate income homeowners who experienced financial distress and deferred maintenance on their residential single and two unit owner occupied properties located in Milwaukee, Ozaukee, Washington and Waukesha Counties.

Download a copy of our Minor Home Repair Brochure to learn if you qualify and how to apply.

Check out other home repair resources for homeowners in the Milwaukee, Racine or Waukesha.


 

Property Tax Rescue Assistance

The purpose of this program is to provide education, support and resources to assist low and moderate income City of Milwaukee homeowners who are facing tax delinquency or tax foreclosure due to involuntary financial hardships.  It provides up to a $3,000 match to qualified homeowners to assist in paying property taxes.

Download a copy of our Property Tax Rescue Brochure to learn if you qualify and how to apply.


 

“I Bought a House! Now What?” Workshops

Post purchase education workshops provide you with information that is intended to help you protect your investment and ensure a smooth transition from renting to owning.

Workshops topics include:

  • The basics of homeownership
  • Money matters
  • Home maintenance and DIY

View the Education Class Calendar to begin the registration process


 

Post Purchase Counseling

We want to provide you with the support to remain a successful homeowner!

Post purchase counseling will teach you about the responsibilities of homeownership. You want to make one of your largest investments, work for you. HRI has experienced and certified Homeownership Preservation Specialists who will work with you one-on-one; share their expertise; and help you retain your home.

We can assist you with:

  • Techniques to resolve credit issues
  • Refinancing
  • Home improvement options- Loans and/or Grants
  • Obtaining home equity loans
  • Purchasing a second home
  • Other aspects of homeownership in which you need support

 

Default Counseling – Foreclosure Prevention

If you have fallen behind on your mortgage or are in danger of becoming delinquent, we can help you navigate your way through the process of saving your home. You are not alone! Our certified Homeownership Specialists understand how to work with your lender or mortgage company, and will work with you to help you avoid foreclosure. We can help you understand your options. Our Specialists can provide you with face-to-face or over the telephone counseling.  Our main goal is to help you save your home!

More Information

The services provided include:

  • Assessing the reasons for delinquency
  • Preparing hardship letters
  • Developing a repayment plan proposals
  • Providing Direct dialogue with your lender(s)
  • Completing loan modification applications
  • Negotiating forbearance agreements
  • Reinforcing homeowner rights and responsibilities
  • Teaching money management and budgeting
  • Providing resources to help you sell your home
  • Identifying referral sources in the community
  • Offering Reverse Mortgage counseling for seniors

 

Reverse Mortgage Counseling

If you are considering a Home Equity Conversion Mortgage (HECM) get the facts!

Housing Resources, Inc. has a certified Reverse Mortgage Counselor that can provide you with the information you need to make an educated decision. You can learn about the eligibility guidelines, benefits and drawbacks associated with this type of mortgage.

Contact HRI at (414) 461-6330 to set up a one-on-one appointment (in person or by phone) to review your options and find out about how Reverse Mortgages work.

For more information, view our Reverse Mortgage Brochure:


 

Other Resources

The forms below will be needed in order for our counselors to assess your situation and work with you on a solution. Please print all of these forms and gather the requested information prior to your appointment.

Required Documents List – Foreclosure Prevention

Homeowner_Intake_Form Foreclosure Prevention

BudgetWorksheet- Foreclosure Prevention Counseling

Authorization and Privacy Policy 2014

Making Home Affordable Program

Fannie Mae Home Affordable Refinance Program & Home Affordable Modification Program

Freddie Mac Relief Refinance Mortgage & Home Affordable Modification Program

FHA’s Home Affordable Modification Program (or FHA-HAMP) Home Affordable Modifications Program Eligibility Criteria

Federal Trade Commission Foreclosure Rescue Scams: Consumer Facts. If You’ve Been Scammed, file a complaint with the FTC.